Merchant Protection & Insurance
Comprehensive cover for your shop, devices, and family health from ₹49/month.
Shield your counter against unexpected disasters, burglary, and device breakdowns. Request tailored insurance packages directly from your merchant dashboard with paperless 1-tap activation.
Shop & Inventory Fire/Theft
Paperless Activation
Enquiry Form
₹5,00,000
Maximum shop inventory coverage
From ₹49/mo
Pocket-friendly micro premiums
48h SLA
Fast digital claim settlement
100% Cashless
Direct replacement & cash compensation
Advanced Capabilities
Engineered for seamless counter operations
Everything built into Merchant Protection & Insurance to help you collect without failure or confusion.
Shop & Stock Fire/Burglary Shield
Protects your physical shop, counter cash, and entire product inventory against fire accidents, electrical short circuits, and nighttime break-ins.
SoundBox & POS Hardware Care
Covers counter speaker and POS machines against accidental tea/coffee spills, countertop drops, lightning surges, and device theft.
Daily Merchant Hospital Cash
Provides up to ₹2,000 daily cash compensation during hospitalization, ensuring your household income does not stop if you fall ill.
1-Tap Paperless Activation
No health tests, no insurance agents visiting your shop, no lengthy 20-page forms. Activate coverage instantly from your dashboard.
Hassle-Free Digital Claims
In case of damage or loss, simply snap photos on your phone and upload via the merchant app. Claims are reviewed within 48 hours.
IRDAI Licensed Underwriters
All insurance policies are underwritten by leading IRDAI-regulated general insurance companies for complete peace of mind.
Industry Solutions
Built for every counter in Tamil Nadu
Tailored for high-speed collections in your exact business setting.
Kirana & Provision Stores
Protect perishable groceries, edible oil, and grain inventory against monsoon rainwater ingress and fire risks.
Textiles & Saree Showrooms
High-value textile stock protection against electrical short circuits, fire, and store burglary.
Restaurants, Cafes & Tea Stalls
Protect SoundBox and billing devices from hot tea/liquid spills and kitchen fire hazards.
Solo Shop Owners
Ensure medical hospital cash support so your family is cared for even when you cannot open your shop.
How it works
Get set up in three simple steps
Choose your cover
Select Shop Cover, Device Care, or Hospital Cash from your dashboard.
Confirm with 1-tap
Review the low monthly premium and submit your request instantly.
Active protection
Your digital insurance certificate is issued to your dashboard within 24 hours.
Security is built into everything we do
Secure Connections
Data protected with encryption in transit
Every Payment Tracked
Each transaction recorded with live status
Verified Merchants
KYC document check before account activation
Role-Based Access
Separate access for owner, admin and staff
FAQ
Frequently asked questions about Merchant Protection & Insurance
Ecosystem
Complete your merchant toolkit
ThiruPay 4G Smart SoundBox
Crystal-clear voice alerts in Tamil & English. Zero fake screenshot fraud.
Smart Android POS Terminals
Accept Card Swipes, Contactless NFC Tap & UPI QR with built-in thermal bill printing.
Collection-Based Business Loans
Up to ₹2,00,000 collateral-free capital. Repay daily via QR sales.
Start accepting payments with Merchant Protection & Insurance today
Get your merchant account verified in under 5 minutes with zero setup fees.