Product
Everything a merchant needs, on one dashboard
From collecting your first payment to tracking settlements and growing with loans or insurance — ThiruPay covers the full journey.
Core features
Collect, track, settle
Instant QR Collection
One static QR for your counter, printed once and reused for every sale. Every scan is tracked live on your dashboard, and money settles to your bank the next business day.
Learn morePayment Links
Create a link for any amount, set an expiry, and send it over WhatsApp or SMS. Customers can pay from anywhere — perfect for phone orders and deliveries.
Learn moreSettlement Tracking
Every collection shows a clear settlement date and status — pending or settled — so you always know what's in transit and what's already in your account.
Learn moreAdmin-Verified Merchants
PAN and Aadhaar verification keeps the platform trustworthy for both merchants and their customers, with our admin team reviewing every account before activation.
Beyond payments
Everything to grow your business
Request a loan, insurance, or hardware — right from your merchant dashboard. Admin reviews and approves.
Business Loans
Request a loan directly from your merchant dashboard based on your collection history. No paperwork trips — our admin team reviews and disburses digitally.
Learn moreInsurance
Cover your shop, your soundbox or POS device, or your family's health — all requestable from the same dashboard you already use to collect payments.
Learn moreSoundBox
A small speaker device that announces every payment out loud in Tamil or English, so you never have to stop and check your phone at the counter.
Learn morePOS Devices
For customers who prefer to tap or swipe a card, request a POS terminal and start accepting card payments alongside UPI.
Learn moreWhy switch
Cash counting ends here
A side-by-side of how collections work today versus on ThiruPay.
| Cash / bank transfer | ThiruPay | |
|---|---|---|
| Money reaches your account | Manual, end of day | Auto-settled, tracked live |
| Proof of every sale | Handwritten / none | Digital receipt, searchable |
| Accepting UPI, cards, wallets | Needs separate machines | One QR, one dashboard |
| Risk of theft or shortage | High — physical cash on hand | None — money is digital |
| Setup cost | POS machine rental fees | ₹0 to get started |
How it works
From sign-up to your first payment
1.Register
Create your merchant account with your business details in under 5 minutes.
2.Get Verified
Upload PAN & Aadhaar — our admin team reviews and activates your account.
3.Start Collecting
Generate your QR or payment link and start receiving payments instantly.